Avoid Gaps in Coverage on Your Auto Insurance Policy.
Insurance Policy Lapses? Did you know that if you get into a car accident, you cannot receive compensation for pain and suffering unless you yourself have valid auto insurance as well – even if you are not at fault for the accident?
California Law
That’s right – under California law, regardless of fault, an uninsured driver is not entitled to recover pain and suffering damages in the event of an accident.
Insurance Policy Lapses
Why do I bring this up? Because of this morning, for the first time in as many years, we had a client who was shopping around for auto insurance and had allowed her coverage to lapse while deciding on a new policy.
Luckily for her and her family, she had chosen a new policy not 24 hours before getting into an accident.
It is perfectly fine to shop around for auto insurance, but never let your coverage lapse in the meantime – even for a day. It could be the day you need it most.
This article is brought to you by Mason Rashtian of The Mason Law Firm, a full-service personal injury attorney and accident lawyer. We represent clients all throughout California and Los Angeles County, including the Santa Clarita Valley, Valencia, Stevenson Ranch, Canyon Country, Newhall, and the entire San Fernando Valley.
We can be reached at (661) 270-5677.
This article is meant for informational purposes only.